Without much ado, let’s have a quick look at the best apps to transfer money from the US to the Dominican Republic, highlighting their pros, cons, and key features.
It will also account for the current exchange rates and service charges for a $200 transfer at the time of writing.
Overall Best Option
BOSS Money is an international money transfer app that is specially focused on serving the US market by processing only transactions flowing from US accounts to other countries.
Its strict focus on the US market allows it to continuously refine its services and improve its partnerships with financial institutions around the world, including the Dominican Republic.
The outcome is a generally better service for its customers who want to send money to the Dominican Republic quickly at an affordable rate.
So, it comes as no surprise that in mid-2025 it achieved the highest Customer Satisfaction rating among the most popular money transfer services ranked by FXC Intelligence, a merit that is also evident in its US - the Dominican Republic transfer services.
Key Features:
Multiple delivery methods: Up to five delivery methods depending on the destination. For transfers to the Dominican Republic, users can choose home delivery, cash pickup, bank deposit, mobile money transfer, or debit card.
Exchange rate table: The app shows exchange rates across top competitors for quick comparison and decision-making.
Additional services: Instant international mobile top-ups of phone numbers in the Dominican Republic.
Promos: Access to promotional offers all year round. New customers get a special exchange rate and a $0 fee for first transfers.
- Best exchange rate: 1 USD = 67.701 DOP. $200 remits 13,541 DOP.
- Cheapest international money transfer fees: $0 on the first three transactions for your transfers to the Dominican Republic.
- Transparent fees: Provides a clear breakdown of costs and rates at a glance.
- Fast transfers: The recipients quickly get their money.
- Low transfer limit: Transfers capped at $2,999.
Most Delivery Options
MoneyGram is a financial service that leverages a network of agents and digital platforms to provide international money transfer services globally, including from the US to the Dominican Republic and vice versa.
MoneyGram prides itself on having one of the most extensive networks of agent locations around the world, with thousands of locations in the Dominican Republic. Essentially, it serves a unique blend of traditional and modern transfer services by providing both physical locations and a mobile app for cross-border payments.
Key Features:
Multiple delivery methods: Up to three delivery methods, including debit card, credit card, and cash at location.
Promos: Offers service charge discounts to new customers.
- High transaction limit: Up to $5,000 within 24 hours.
- Second-best exchange rate: 1 USD = 64.7295 DOP, so $200 remits 12,945.90 DOP.
- Affordable transfer fees: $0 fee on first transaction, $1.99 subsequently (second cheapest).
- Fast transfers: Mobile transactions typically arrive in minutes.
- No exchange rate comparison table.
- Fewer delivery methods.
- Fewer zero-fee transactions.
Cash Transfer Options
Remitly is a fully digital money transfer service popular for its focus on helping migrants and remote workers send and receive money around the world.
Its services are available in 170 countries, including the US and the Dominican Republic, allowing individuals in both countries to easily send and receive money online. Remitly’s popularity is rooted in the convenience provided by its remarkably user-friendly platform.
Key Features:
Multiple delivery methods: Up to five delivery methods, including mobile wallet, bank deposit, home delivery, cash pickup, and debit card deposit.
Multi-channel access: initiate transfers from multiple channels, including mobile apps, website, and WhatsApp.
- Transparent fees: Provides a clear breakdown of rates and charges at a glance.
- Very high transaction limit: Up to $25,000 for single transfers.
- Poor exchange rate: 1 USD = 63.68 DOP, so $200 remits 12,736.00 DOP
- Relatively high transfer costs: $2.99 per transfer, promotional exchange rate only covers the first $1,000, after which it increases to $1 = 62.16 DOP.
- Unclear delivery time: Although it mentions fast transfers often, its website doesn’t state a clear delivery timeframe.
- No exchange rate comparison table.
Most Payment Methods
Western Union has been in operation since 1851 and introduced its electronic wire transfer service in 1871.
As time passes, Western Union has continued to evolve with prevailing money transfer demands, transitioning from telegraphs to wire transfer services and now serving a mesh of both legacy and digital financial services in multiple countries, including the US and the Dominican Republic.
Western Union’s undeniable experience and roles in shaping the modern financial market make it one of the most reliable money transfer companies in the world.
Key Features:
Multiple delivery methods: Including home delivery, cash pickup, and bank deposit.
Multiple payment methods: Up to five payment methods, including cash, credit card, debit card, Apple Pay, or bank account.
- Reliable: “Western Union” is a household name in many countries, including the Dominican Republic.
- Relatively high transfer limit: up to $14,999.99 to bank accounts in the Dominican Republic.
- Promos: runs multiple promos, including $0 fee on initial transactions.
- Poor exchange rate: 1 USD = 63.914 DOP, so $200 equals 12,782.8 DOP before charges. Charges may range from $0.99 to $18.99, depending on payment and delivery method.
- No exchange rate comparison table.
Honorable Mention
Wise is a fully digital money transfer platform that redefined competitiveness in the cross-border transfer markets by introducing some of the cheapest international money transfers when it made its entry in 2011.
Currently, Wise doesn’t provide direct online money transfers from the US to the Dominican Republic through its platform. However, it uses the SWIFT network to facilitate transfers from the US to the Dominican Republic.
Unfortunately, this means paying both a SWIFT fee and Wise service charges.
Currently, the SWIFT fee for sending USD to the Dominican Republic is $9.54 per transaction plus a Wise service charge of $2.92. Understandably, the exchange rate is not stated as that would be determined by connecting institutions.
So why is it in this list?
Well, it gets an honorable mention for its reliability, and they are working towards allowing direct Wise transfers from USD to DOP. You can bet that when it finally does, international money transfers online for the USD/DOP corridor via Wise will be on par with the above-listed apps.
Clearly, even the best money transfer companies worldwide have their strengths and weaknesses. And when it comes to sending money in specific corridors like the USD/DOP, these attributes become even more nuanced.
That said, BOSS Money stands out as the overall best way to transfer money internationally from the US to the Dominican Republic.
It, by far, offers the best exchange rate, the cheapest transfer fees, and the fastest delivery time across multiple channels.
However, it is best suited for international money transfer for individuals sending small amounts up to $2,999 to their folks back in the Dominican Republic.
If you are sending larger international money transfers for businesses, you may need to consider MoneyGram, Remitly or Western Union.
