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Student Loans

Student loans can be confusing. How much should you borrow? Where should you go for the loan? When does it make sense to refinance? We're here to help.
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December 16th, 2024
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Student Loan Guides

Student loans are like any other type of credit. They charge interest, but these interest rates are usually lesser than personal or credit card loans.
December 16th, 2024
10 Best Student Loan Refinance Companies (With the Lowest Rates)
We scoured the globe, reviewed all the student loan refinance providers we could find, and then chose a select few to provide you with the very best. Here's our top list.
April 2nd, 2024
How to Pay Off 100k in Student Loans: 10 Tips to Be Debt-Free
The Federal Reserve says the median student debt lies somewhere between $20,000 and $24,999—so the $100k is definitely not the norm. In any case, paying off $100,000 in student loans sounds agonizing.
December 16th, 2024
Controlling Student Debt
In 2006, Congress slashed $12 billion in student lending funds in a desperate attempt to reduce the fiscal budget deficit. Recent studies have shown that student debt is getting out of control, and lawmakers on Capitol Hill have decided to take steps to help ease the burden for students with college loans.
December 16th, 2024
50% Can’t Afford Student Loans. But Is That Really a Problem?
Student loan forbearance is ending in August, and students are freaking out. Based on our recent survey, 50% of student loan borrowers don’t have enough money for their monthly payments.
December 16th, 2024
How Can You Reduce Your Total Loan Cost? 15 Practical Tips
It’s crazy to think that a subset of student loan borrowers has never faced a single bill, thanks to the continued pause on repayments since March 2020. But, as they say, all good things must come to an end—and so is the case with this temporary relief.
December 16th, 2024
Alarming Student Debt Statistics & Facts for 2024
With the cost of education increasing in recent years, Americans have been amassing more and more student debt. In this overview of the latest student debt statistics, we’ll examine how many Americans are indebted and how much student debt they hold. We’ll explore their demographic characteristics, including gender, age, race, income, and residence. Finally, we’ll take a deeper dive into the current US student debt crisis and see what the government is doing to fight it.
December 16th, 2024
Student Financial Aid
Each September, high school seniors return to the classroom, while parents begin the process of applying for financial aid. For many of the wealthier families in America, applying for aid will be a waste of time. For those that are financially-challenged, the process can be quite rewarding.
December 16th, 2024
National Student Loan Center
The Canadian government has set up the National Student Loan Center (Centre) to ensure its students have access to all the information they need to apply for, and repay, their student loans. The center is conveniently housed in an online website that includes all of the tools, applications, and resources that Canadian students need to manage their loans.
December 16th, 2024
Federal grants have not kept pace with the rising cost of college. Private student loans, along with federal programs such as Stafford and Perkins Loans, have helped to fill that void; playing an important role in funding a student's education.
October 3rd, 2023
Student Loan Repayment Plans
One of the ways college graduates can ease their financial burden each month is by selecting the appropriate repayment option. This is especially true if the former student is struggling to find a job after graduation. In this article, we're going to be discussing the options available to former students responsible for repaying their loans. As part of that discussion, we'll first talk about repayment timelines and the counseling available before leaving school. Then we'll describe the variety of repayment options available for each loan type.
December 16th, 2024
Student grants are an important source of college funding, and their best feature is they don't have to be repaid. We're not talking about grant programs to conduct research. In this article, we are focusing on programs that help college and university students pay for the cost of their education.
October 3rd, 2023
ACS Student Loan
Students looking for help with rising college costs are often told by their school's financial aid department to apply for an ACS Student Loan. In this article, we'll take a closer look at the services this company has to offer students, universities, and financial institutions. Affiliated Computer Services, Inc., or ACS, specializes in business process outsourcing (BPO) and technology outsourcing solutions. According to a press release:
December 16th, 2024
Student Loan Deferment
There are several circumstances that allow current, and former, students to qualify for loan deferment. These options will vary depending on the types of loans outstanding as well as the borrower's financial and workplace status. A deferment means no payments need to be made on a student loan during the approved deferment period; the payments can be delayed until a later date. In the case of Subsidized Stafford Loans, interest charges will not accrue during this period which means the size of the loan will not grow due to financing charges.
November 21st, 2023

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