| Name | Score | Visit | Annual Fee | Regular APR | Intro Offer | Credit Needed | Disclaimer | |
|---|---|---|---|---|---|---|---|---|
 | 8.0 | Visitcaesars.com | $0 | 20.74%–29.74% | 10,000 Reward Credits® bonus and 2,500 Tier Credits | Good–Excellent (720+) |
Offered by Cemenity Bank, the Caesars Rewards Visa is a credit card that goes nicely with the Caesars Rewards Program (known as the Total Rewards Visa).
What’s the deal with those two, is getting the credit card worth it, and does it make sense if you aren’t a Caesars member?
Let’s find out—
How the Caesars credit card and Total Rewards card work.
Card benefits, rewards, fees, and rates.
How it compares to its alternatives.
Read more:
Caesars Visa Credit Card or Total Rewards Visa?
Caesars Visa credit card and Total Rewards Visa are used interchangeably, but the right name is the Caesars credit card (Total Rewards was the old name of Caesars’ rewards program, now rebranded as Caesars Rewards).
To be eligible for the Caesars credit card, you have to—
Flaunt a good or better credit score (720–850).
Be at least 21 years old.
Be a part of the Caesars Rewards program.
The Total Rewards Visa card lets you earn points on your spending, which can then be redeemed at Caesars properties for free stays, dining, entertainment, and more.
Sometimes you’ll earn extra points for spending within specific categories, like purchases at Caesars locations or their associated merchants.
How to get a Caesars Rewards card?
To get a Caesars Rewards credit card, apply at the issuer’s website by filling out a form or visiting the Caesars Rewards Center. Remember to have an ID with your current photo handy.
To activate your card, visit this website.
Caesars Credit Card: Overall Card Review
 | |
APR | 20.74%–29.74% |
Annual fee | $0 |
Intro offer | 10,000 Reward Credits® bonus and 2,500 Tier Credits |
Rewards | 1x–5x points |
Overall credit card rating | 4/5 |
Caesars Credit Card Visa Benefits
The Caesars credit card works hand in hand with the Caesars Rewards Program. It offers a wide range of benefits, including online sports betting, dining, hotel stays, entertainment, and many more.
The more Tier Credits you earn, the more benefits you unlock:
0+ Tier Credits give access to the Gold Caesars Rewards Card.
5,000+ Tier Credits unlock the Platinum card.
15,000+ Tier Credits upgrade you to the Diamond version of the card.
After earning 15,000+ Credits, you receive the Diamond Plus Card.
With 75,000+ Tier Credits, you’ll get the Diamond Elite Card.
150,000+ Tier Credits grant you access to the Seven Stars Card.
You may be wondering: Is it worth it to have the Diamond or even the Seven Stars Card?
We’d say so. Some examples of what you get using the cards include:
Free or discounted hotel stays.
Bonus cash to use while betting in the Caesars casinos.
Credit for celebration dinners at Caesars or through Uber Eats.
Credit for airfare to go to Las Vegas once per year.
Discounts at casino gift shops.
VIP treatment, like using the VIP hotline or valet parking.
To earn Tier Credits, you can:
Spend at least $0.01 to receive a 10,000 rewards point bonus.
Spend $1,000 outside Caesars destinations during your first 90 days to get 2,500 Tier Credits.
Plus, you score a Platinum status upgrade just by making your first purchase within the same initial 90 days. This gets you 15% off at spas and gift shops and special pricing at select Caesars restaurants.
Want more? Spending $5,000 in a calendar year on your card bumps you up with an extra 5,000 in Tier Credits.
Learn more about the Caesars Rewards program here.
Caesars Visa Card Rewards
The Caesars Rewards Visa lets you earn rewards points for purchases made with the card, which can be redeemed for free hotel stays, dining credits, and entertainment experiences at Caesars properties.
Earning Rewards
Caesars Rewards include:
Five reward points per $1 spent at Caesars properties.
Two reward points per $1 spent on gas, grocery, and airline purchases.
One reward point per $1 spent on all other purchases.
The Caesars Visa Credit Card offers a pretty sweet deal for folks who enjoy visiting Caesars properties. As a new cardholder, you get a bonus of 10,000 Reward Credits®.
Get 15,000 Reward Credits by spending $50,000 or more in a calendar year on your Caesars Rewards Visa.
As long as you earn at least one Reward Credit every six months, your points won’t expire—and there’s no limit to how much you can earn.
How much do these points give you? Every 100 Reward Credits is worth $1 in Bonus Cash.
Key Caesars Credit Card Fees & Rates
The Caesars Visa benefits and rewards are a great deal. Still, the card comes with a few fees and high rates, too:
FEE | Amount |
|---|---|
APR | 20.74%–29.74% |
APR for cash advances | 30.74% |
Cash advance fee | $5 or 3%, whichever is greater |
Balance transfer fee | $10 or 5%, whichever is greater |
Foreign transaction fee | 3% |
Late fee | $41 |
Caesars Rewards Credit Card Review
Now, let’s see the card’s pros and cons to answer the question: is the Caesars Rewards credit card worth it?
- No annual fee.
- Generous rewards system.
- Additional benefits.
- High interest rate.
- Good or excellent credit needed.
- Foreign transaction fee.
- Card limited to Caesars membership.
- Limited locations.
Caesars Visa Credit Card Pros & Cons Explained
What We Like
Generous rewards program
Enhanced earnings at Caesars properties may lure you in, and redeeming rewards is easy and flexible.
You can redeem your points for a variety of rewards like hotel stays, dining, or entertainment at participating locations.
If you frequent Caesars hotels and casinos, you’ll earn points at a higher rate during your visits.
No annual fee
Avoiding an annual fee adds value for those who won’t use the card heavily.
Exclusive benefits
Enjoy perks like VIP treatment, exclusive event access, and travel offers.
If you get lucky, you might score the Visa Signature version of the Caesars credit card, depending on how solid your credit is (check your score for free here).
This upgraded card comes with extra perks like rental car insurance, help when your trip gets delayed, and 24/7 travel and emergency assistance services.
With Visa Signature, you also get 24/7 roadside dispatch to help you out with things like towing (up to 5 miles), tire changes (if you have a spare), jump starts, lockout service (but no key replacement), fuel delivery (up to 5 gallons, fuel cost not included), and standard winching. (Keep in mind that terms and set rates per service call apply.)
Zero fraud liability
Lost or stolen cards won’t be a headache. Give Visa a call anytime, and they’ll block your card and get in touch with your Caesars credit card issuer for emergency cash.
Keep In Mind
Good or excellent credit needed
The entry barrier is pretty steep—you need at least a 720 FICO score or more to get approved for the card.
High APR
Depending on your creditworthiness, the card can come with a high annual percentage rate (APR), making it expensive if you carry a balance.
Lay out your credit card debt with the minimum payments and interest to see how long it will take to pay off!
What you will get:
Interactive dashboard
Customizable to your needs
Stay on track with charts and graphs
Suitable for up to 16 or 32 debts!
Read more:
What is a Good APR for a Credit Card?
Foreign transaction fee
Caesars card charges a foreign transaction fee of 3% on purchases made outside of the United States. This fee can add up quickly for frequent travelers or those who make purchases from international merchants.
Card limited to Caesars membership
To get the card and sea of its benefits, you must be a Caesars Rewards program member.
The card has limited bonus categories. While cardholders can earn 5x rewards points on purchases made at Caesars Rewards destinations, they only earn 2x rewards points on purchases made at gas stations, grocery stores, and airlines—this may not be enough for those who spend heavily in other categories.
Limited locations
Rewards are primarily redeemable at Caesars-owned properties, restricting your options.
If you’re not a regular visitor of Caesars, the card may be less useful.
Alternatives: How Does Caesars Card Compare to Other Rewards Credit Cards?
Caesars Credit Card 4 |  Capital One Venture Rewards Credit Card 4.6 |  Synchrony Premier World Mastercard® 4.6 |
Annual Fee $0 | Annual fee $95 | Annual fee $0 |
Rewards rate 1x–5x Five reward points per $1 spent at Caesars properties. Two reward points per $1 spent on gas, grocery, and airline purchases. One reward point per $1 spent on all other purchases. | Rewards 2x–5x miles 2 miles per dollar on every purchase 5 miles per dollar for car rentals and hotels booked through Capital One Travel | Rewards rate 2% Earn 2% cash back on everything. |
Intro offer 10,000 Reward Credits® bonus and 2,500 Tier Credits Earn a 10,000 Reward Credits® bonus and 2,500 Tier Credits by spending $1,000 outside Caesars venues within 90 days | Intro Offer 75,000 Miles Enjoy a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening | Intro offer N/A No intro offer. |
Learn more |
Click here to see a list of the best credit cards.
Caesars Rewards Visa Card—Useful Links and Details
Apply for the Cemenity Caesars Rewards Visa card at the issuer’s website.
Sign up for Caesars Rewards at the Caesars website.
Check out the entire Caesars Rewards’ benefits catalog here.
Browse Caesars Rewards eCatalog here.
Pay Caesars Rewards credit card here.
Download the Caesars Rewards mobile app for Android or iOS.
Caesars Rewards customer service number:1-855-381-5712 (Caesars Rewards Visa Signature Cards) or 1-855-381-5715 (Caesars Rewards Visa Cards).
Want to know if you’re eligible for the Visa Signature version? Just call the issuer at (855) 381-5715, and they’ll fill you in.
Is Caesars Credit Card Good for Me?
The Caesars Total Rewards Visa Card is worth considering if you’re a fan of Caesars properties and want to maximize your rewards for visits.
However, other credit cards might be a better fit for you if you’re looking for a more versatile rewards card or don’t visit Caesars establishments often.
Start by asking yourself what matters most to you. Do you care more about the cashback rewards? Or are you a frequent traveler who wants to earn airline miles? Maybe you prefer cards with exclusive shopping discounts at your favorite stores. Whatever floats your financial boat, look for a credit card that aligns with your preferences and lifestyle.Mike Roberts, Co-Founder of City Creek Mortgage
Key Takeaways
Total Rewards Visa credit score needed is at least 720.
Caesars Rewards® Visa® credit card works hand in hand with the Caesars Rewards program.
Using the card brings a lot of benefits if you’re a frequent guest of the Caesars and its partners.
The card has a high APR, so keeping a balance on it isn’t the best idea.
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