Editorial Team
Life And My Finances is a place where we offer our readers the necessary knowledge about personal finance. We help you make wise financial decisions, build knowledge, and achieve economic awareness.
The most important things for us is journalistic and financial reliability. That is why all the content we write goes through a meticulous substantive review process. We cooperate with an independent panel of experts - lawyers, economists and financial analysts. Each text that is published on our website is previously verified by an expert.
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Debt is like a kiddie swing at your local playground—fun to get into, but a nightmare to get out of. The temporary fix with years of consequences.
Derek Sall
April 18th, 2024
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Here at Moneyzine, also provide resources for those looking to invest, save, and build wealth. From trading app recommendations to a practical car lease calculation spreadsheet, we cover a wide spectrum of financial topics to meet your diverse needs.
Alice Leetham
April 3rd, 2024
The below investment apps have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on eight categories: account minimum, trading costs, account fees, selection, ease of use, sign-on bonus, education, and customer service. These are the investment apps that made the grade.
Derek Sall
April 17th, 2024
Big News: LifeAndMyFinances has been acquired by Moneyzine.
Luke Eales
December 5th, 2023
Kacper Kozicki
December 15th, 2023
We reviewed dozens of the top savings accounts and graded them based on interest rates, fees, saving tools, account types, and additional features. In the end, we narrowed them down to the top 12 savings accounts on the market.
Lauren Bedford
March 20th, 2024
Moneyzine Editor
December 6th, 2023
Life happens. Sometimes you just need that bit of extra cash—say $50,000—to cover your expenses. Personal loans can pay for your wedding, honeymoon, or divorce attorney if it doesn’t work out for you two a few years down the line.
Jane Tumar
April 18th, 2024
Moneyzine Editor
December 6th, 2023
Alice Leetham
December 14th, 2023
Capital One Platinum vs. Quicksilver—which is the Capital One card for you? The choice may be simpler than you think.
Halina Grzeskiewicz
April 18th, 2024
We created these pages to give you access to reliable knowledge about finances - provided in an accessible form.
Moneyzine Editor
December 6th, 2023
In 2006, Congress slashed $12 billion in student lending funds in a desperate attempt to reduce the fiscal budget deficit. Recent studies have shown that student debt is getting out of control, and lawmakers on Capitol Hill have decided to take steps to help ease the burden for students with college loans.
Derek Sall
April 2nd, 2024
"Will I have enough money to retire?....Or will I end up broke, surviving on dog food and spam?"
Derek Sall
April 3rd, 2024
Top trading apps let you monitor your portfolio, receive trading signals, place trades, and much more through your mobile phone. There are plenty to choose from and they can vary greatly in terms of fees, features, and user experience. That means important to select the right app for your needs.
Idil Woodall
April 18th, 2024
Looking for an investment calculator that you can download and keep on your desktop? You came to the right place!
Derek Sall
April 17th, 2024
It’s a painful drill—you’re short on cash, so you swipe your plastic, thinking you’ll catch up later. But you never really catch up, and now your balance looks like a nightmare. So what now?
Deepti Nickam
April 18th, 2024
When it comes to debt, the Great Recession will be remembered for the turmoil created in the housing market. But the news doesn't always have to be bad. In fact, the time has never been better to reflect on past spending habits and start a plan to get out of debt.
Derek Sall
April 17th, 2024
These crypto apps have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on important categories, such as: account minimum, trading costs, account fees, selection, ease of use, sign-on bonus, education, and customer service. After all that, these are the crypto apps that made the grade.
Martynas Pupkevicius
June 6th, 2024
Looking for a credit card payoff calculator with extra payments? Trying to find a multiple credit card payoff calculator? Trying to calculate the time to payoff credit cards? You came to the right place.
Derek Sall
April 17th, 2024
The below tax software packages have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on a multitude of categories. These are the best of the best in 2024.
Deepti Nickam
April 12th, 2024
We reviewed all the top mortgage refinance companies and narrowed it down to the best 10 best refinance lenders. Scored based on APRs, minimum credit scores, loans terms, and days to close, these are the best of the best home mortgage lenders in their respective categories.
Jane Tumar
April 17th, 2024
All credit cards are different—so what should you look into when deciding on one? Mainly four categories:
Derek Sall
December 5th, 2023
It’s tempting to look for a guaranteed approval card to lower the chances of being given the cold shoulder. You won’t like hearing this, but the “guaranteed approval” is a myth. You need to meet a set of requirements for every card you apply for, and there’s no guarantee you’ll get it.
Jane Tumar
April 3rd, 2024
You’ve got an eye for art—you can see emotions and meaning, while the rest of us see a slug. If that’s the case, have you ever thought about using your passion to make money?
Lauren Bedford
April 17th, 2024
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If you spend a ton of time online, you’ve definitely noticed how reward sites are popping up everywhere. These sites look too good to be true, and promise you free money. All you have to do is sign up and complete some simple tasks to earn cash.
Deepti Nickam
April 2nd, 2024
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How did your colleague who spends half their time playing Sudoku get a mortgage quicker than it takes to hide their puzzle-playing habits from the boss? And how did Harry from HR apply for a car loan faster than it took for you to register a complaint?
Lauren Bedford
December 5th, 2023
We often hear about millionaires that are able to live off of interest and dividends during retirement. But what about people that are worth $100,000,000? What is the interest on 100 million dollars? Is the amount really as obscene as it sounds?
Derek Sall
July 1st, 2024
I used to think that a million dollars was a lot of money. Then I started this personal finance blog and began educating myself about how much things really cost today and how inflation will slaughter an underfunded retirement (did you know that things will be 4x more expensive in 40 years than they are today?).
Derek Sall
December 4th, 2023
When I was younger, my goal was to bank a million dollars and live off the interest. As I got older, reality began to set in a bit. Things got more expensive and breadth of my needs and wants got bigger. Suddenly, living off a million dollars just wouldn't work. It wasn't enough to sustain me for the rest of my life!
Derek Sall
April 17th, 2024
We often hear about millionaires that can live off interest and dividends during retirement. But what about a billion dollars? And what is the interest on a billion dollars? Is the amount really as obscene as it sounds?
Kimberly Studdard
March 20th, 2024
Remember when you'd talk to your grandparents and they'd say stuff like, "When I was your age, candy bars were just 5 cents!" ...And now they're a dollar? Whoa.
Derek Sall
March 20th, 2024
If you’ve ever done any projections to imagine how much money you’d need to retire, you’ve probably thrown around large-sounding figures in the millions.
Derek Sall
April 17th, 2024
Are you planning to have 20 million dollars saved up before you retire? It sounds like a massive amount of money....but is it really? After all, what is the interest on 20 million dollars?
Derek Sall
March 20th, 2024
What if you had 50 million dollars? What is the interest on 50 million dollars? Is it just an insane amount of money? Or should it actually be your target for retirement? There are so many questions around the 50 million dollar amount, and we're going to answer as many of them as we can in this post. So without further ado, let's hit it. Everything you want to know about having $50 million.
Derek Sall
March 20th, 2024
What’s the interest on 200 million dollars?
Halina Grzeskiewicz
March 20th, 2024
Tons of people work all their lives to save up 1 million dollars. And then they have absolutely no clue if they can live off 1 million dollars or how to do it!
Derek Sall
April 17th, 2024
Have you ever had this conversation with your spouse? How much is enough? How much should we have saved up for retirement before we can call it quits? $1 million? $2 million?
Derek Sall
March 20th, 2024
Is a million dollars enough to retire on these days? How much interest would you earn per year on $1 million? And what about per month? Will it last for the rest of your life? Or will you run out of money before you die?
Deepti Nickam
April 17th, 2024
If you’re trying to pick between Capital One Venture and Quicksilver, it all boils down to your spending habits and what you want from a credit card. Venture is perfect for travel lovers, while Quicksilver is the go-to for cashback fans.
Halina Grzeskiewicz
April 3rd, 2024
Capital One SavorOne vs. Quicksilver: The choice seems to be simple. SavorOne offers up to 3% cash back, and Quicksilver only 1.5%. Both are free to use and offer sign-up bonuses. But which one will actually be better for you?
Halina Grzeskiewicz
April 3rd, 2024
When it comes to credit card options, it’s tricky to choose which one is right for you. They all promise the best rewards, the most flashy benefits, and fees that’ll make your wallet sing.
Lauren Bedford
April 18th, 2024
In 2022, Capital One unveiled the Venture X Business Card. Even though this card’s perks and benefits are similar to the Venture X Rewards card, its intro offer and spending requirements are mind-blowing.
Deepti Nickam
April 18th, 2024
Let’s get this straight—millionaires are made, not born. Ramsey Solution’s survey of over 10,000 millionaires revealed that 79% didn’t receive any inheritance from their parents or other family members. They got there through hard work and investing.
Deepti Nickam
April 17th, 2024
The below accounts have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on a multitude of categories. These are the top high-yield savings accounts of 2024.
Lauren Bedford
April 17th, 2024
