A mortgage is the most serious financial undertaking most of us will experience in life – make sure you're doing it right!
Here at Moneyzine, we are dedicated to demystifying the entire process for you. From the types of mortgages that may suit you the best to discussing the many other costs of buying a home, explore our guides to cheer up what can be a daunting task.
Find the Best Mortgage for Your Needs
Are you facing difficulties securing a reasonable remortgage deal?
November 10th, 2023
According to the Bank of England, 70% of owner-occupier borrowers will experience increases in their monthly payments by the end of 2025.
November 10th, 2023
A buy-to-let mortgage can be a good investment for people who can afford the repayment. It is a big financial commitment and finding the right lender is often the key to building wealth. With over a hundred lenders in the marketplace, choosing one can be difficult.
April 10th, 2024
Having a low credit score shouldn’t be the end of the world, and it really isn’t. While many mortgage providers won’t favour those with bad credit scores, there are others who will be willing to go the extra mile with you irrespective of your credit score.
November 10th, 2023
A joint borrower sole proprietor mortgage is a financial product designed to help first-time house buyers get on the property market.
November 10th, 2023
All borrowers want to get their mortgages off of their minds as quickly as possible. Nobody likes paying interest rates for 25 years, and most borrowers try to find solutions, like overpaying their monthly payments or remortgaging for shorter terms, to improve their financial situation.
November 10th, 2023
Mortgage brokers are financial professionals who specialise in finding the best mortgage loan options for borrowers. They assess their customers' individual financial situations and tailor personalised recommendations that meet specific needs and goals.
November 10th, 2023
Understand How Mortgages Work
In this article, we’ll explain the best way to get a mortgage for varying circumstances and explore all the ways to improve your chances of getting better deals.
November 10th, 2023
As your mortgage keeps diminishing with every payment you make, have you ever wondered if you could utilise the portion you’ve already paid for?
November 10th, 2023
The credit score influences many aspects of your financial life in the UK. It affects your ability to get approved for credit cards, loans, and mortgages, and can even determine the interest rates you're offered. In this guide, we'll explain how credit scores work in the UK and how you can maintain a good score.
November 10th, 2023
It’s getting harder than ever for first-time buyers to get on the property ladder. The average house in the UK currently costs around nine times the average earnings – the last time the picture was this grim was in 1876, nearly 150 years ago.
November 10th, 2023
Getting a mortgage while starting a new job can seem daunting, but it's not an impossible task. In this guide, we'll provide you with essential information and insights to navigate the process smoothly.
November 10th, 2023
When it comes to mortgages, borrowers are faced with important decisions regarding their repayment options. Two common choices are repayment mortgages and interest-only mortgages. Understanding the key differences between these two types of mortgages is crucial for making an informed decision that aligns with your financial goals. In this guide, we will explore the distinct characteristics of repayment and interest-only mortgages, highlighting their advantages and disadvantages.
November 10th, 2023
Remortgaging is a strategic financial decision that can help borrowers optimise their mortgage terms and potentially save money. If you want to learn more about how remortgaging to a new mortgage deal can improve your financial situation, check out the article below.
November 10th, 2023
House prices are skyrocketing in the UK as compared to earnings. Hence, it is not wrong to say that joint mortgages are a suitable option to own a house. When a house is bought with a joint mortgage, you are jointly liable for the mortgage.
November 10th, 2023
Finding your dream home is an exhilarating milestone, but navigating the mortgage process can feel overwhelming. From interest rates to deposits and contracts, there's plenty to wrap your head around. Let's unravel the complexities and empower you with the knowledge you need to embark on your house-hunting journey with confidence.
November 10th, 2023
When you apply for a mortgage, you face an important decision: should you go for a fixed interest rate or explore more flexible options? In this article, we'll break down the pros and cons of fixed-rate mortgages, variable-rate mortgages, and the best time to fix a mortgage.
November 10th, 2023
Whether you’re a first-time homebuyer or refinancing an existing loan, the process of applying for a mortgage can turn out to be a complicated process. To help you out, keep reading to know more about the timeline of a typical UK mortgage application process.
November 10th, 2023
Remortgaging is a popular way for homeowners to make the most of their property. It involves replacing an existing mortgage with a new one, often at lower interest rates or better terms. While it can be an effective way to reduce monthly payments and long-term costs, the process can seem daunting and time-consuming. So how long does it take to remortgage?
November 10th, 2023
